Be thecredit card
advisor that serves every generation's needs

A credit card agent identifies prospects who qualify for and would benefit from a credit card, matches them to the right card based on spending habits and income, assists with application and documentation, follows up on approval status, ensures card activation, and earns a commission per approved and activated card.

Commissions range from ₹500 to ₹2,000+ per activated card, depending on the issuer and card tier. Premium cards (higher income requirements, metal cards) pay higher commissions. Some programs offer additional spend-based bonuses when cardholders hit spend milestones in the first 60-90 days. Processing 20-30 cards per month translates to ₹15,000-₹50,000+ in commissions.

Typical eligibility: minimum monthly income of ₹20,000-₹25,000 (varies by card), CIBIL score 700+, valid PAN, Aadhaar, address proof, and employment/income proof. Premium cards require higher income thresholds. Pre-screening clients against specific card eligibility before applying protects their CIBIL score from hard-enquiry penalties on rejections.

Rewards cards suit those who want points redeemable for vouchers or merchandise. Cashback cards work best for daily spenders (grocery, fuel, online shopping) wanting direct savings. Travel cards offer air miles, lounge access, and travel insurance, ideal for frequent flyers. The simplest qualification question: 'What do you spend most on every month?' The answer points to the right card.